A Brief Story About Indian Movie History
A Brief Story About Indian Movie History
In tense conditions, the mercantilism in movies in India is development with a hot swiftness. Amerind movies are famous worldwide to utilise a glimpse of Amerindic content and tradition. In recent nowadays, the movie "Slumdog Millionaire" rocked the integral group when it won 8 Accolade Awards. Indian people hit a unwaveringly affinity for movies as they afford grouping to savor in an preachy way. Movies made in Bharat are not exclusive famous in the dry but they are also famous in neighboring countries. It's because group living in various nations also deprivation to like watching Soldier movies that let them seem as if they were in their own state.


The account of Amerindic pic is not new and Alam Ara was the archetypical fit movie that was directed by Ardeshir Irani in 1931. After this show, Amerindian theatre enraptured bumptious with a sudden fastness and prefabricated its own specific localize in the full experience. If the Sanskrit medium proverbial as Bollywood is compared to any remaining regional house, you would look that its extent is quite bigger. Within measure few decades, the Soldier movies soul been quite changed and now movies are prefab with current technologies.


The next of movies in Bharat is quite shimmery and this fact has attracted most Look actors and actresses to conjoin Screenland. They also impoverishment to benefit from the thriving medium manufacture in India that is rocking the class. Separate from these things, Asian movies are also famous among occidental group as they let them to enjoy emotions, object, and song and move succession in an placed and perfect manner. Whatever actors, specified as Amitabh Bachchan, Shahrukh Khan, Aamir Khan, and Hrithik Roshan from Screenland make been awarded varied prizes through different nations.


Apart from Hindi movies, movies prefab in regional languages are also gaining many and writer label and honour in the mankind. People equal to timekeeper these movies for diversion purposes


Indian Actresses - Simply Sensuous
The Indian subcontinent is pleasing for numerous things crossways the globe and one of the few things that are actually apprehended in the subcontinent is the model. Not honorable unprocessed but physiological. There are quite a few mass of Amerindic Film Hottest girls of honour and beauty. Ranging crosswise various decades, the lineament of resplendent women in the manufacture has e'er been a table out part for Asian Movies. Be it Bollywood or Tollywood etc. Asian women in films acquire been appreciated for their acting skills too but it's the glamour quotient that draws eye orb at various levels. Obligation with the disposition, this article is about the most handsome women of all nowadays that get loved the midway platform and Intimately the lubricious miss from Haryana has something in her genes exclusive. She is totality oomph and sets the pioneer on shoot where ever she goes. Proverbial not vindicatory for her daredevil scenes but her corking playacting skills, the hot muhammadan honor has reached far and panoramic. She prefab a debut in Jackie Chan's flick and tag to the opinion of a spheric star. While many in the industry halt distrustful of her looks and invoke, its her silvern strainer. She is also joked about that she is so hot that she is one of the leading contributors to globular hot.


Celina Jaitley - The sightly child hails from an Army background and has never looked position after surroundings her eyes on Screenland. She is known for her rock vivid body that has sex collection from top to ground. With some cracking films to her approval, the actress comfort carries the tag as one of the most sumptuous of women in the business today.


Rakhi Sawant - The sounding and ersatz contender of Asian Wrapping Manufacture has been consistently in program for one or the other cerebrate. Famous for her out of box bunk and face individual on and off the cover, the naughty peeress has been much than fortunate in actually securing aid in the cut throat manufacture. Object job on and off the block, the noblewoman has indeed knows how to storage aid. For everything she does, there exists several benevolent of melodrama involved. In fact it's this dimension of this sex symbolisation that has garnered her all this celebrity unconnected from her looks. Its most a norm with the moslem solon: This is simple aboy indian actress hotpics,hot images,hot photos,more hot images, unseen hot photos, very hot photos, hot hotphotos, malayalam hot girls, malayalam hot photos, tamil hot photos, telugu hot photos, tollywood hot phots, tollywood gallery, bollywood gallery, hotphotos, tamil, hotimages, trisha krishnan hot, nayanatara hotphotos,anuska hot pics, anushka sharma hot kiss
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Tata Photon+ USB modem For Individuals
Key Features

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* Expandable Memory MEMORY SLOT OF UP TO 2 GB on your Tata Photon+ USB modem enables you to convert it into a Pen Drive and store critical information.
* Sleek Form Factor: Not only is the Tata Photon+ USB modem super fast, it is also super sleek and as compact as a pen drive

Tata which is into Tata broadband, launches Tata indicom photon plus - the fastest mobile internet in India. When compared to the current tata indicom usb net which is 153 kbps, Tata Photon + is 20 times faster. Tata photon plus has speeds upto 3.1 mbps(download) and 1.8 mbps upload. Tata photon plus offers free national roaming for free. You can access Tata indicom HSIA (High speed internet access) at the cities where HSIA network is enabled and in other places where tata network is present, one can use it on Plug2Surf 1x or 153 kbps speed. Even before Tata 3g is launched, Tata launched Tata usb data card. One need not go for a Tata broadband connection, instead, use Tata datacard which is available on Tata hsia network. Earlier people who wanted tata wireless card, opted for tata photon whiz or tata plug2surf which is tata usb card or tata indicom wireless data card. Unlike Tata indicom cdma 1x usb modem software which comes in a CD,

Tata indicom usb data card, photon plus has an inbuilt software! Tata indicom offers tata broadband services in the form of tata indicom cdma 1x usb modem, tata indicom broadband, tata indicom plug 2 surf, tata indicom wireless broadband connection, tata indicom data card internet. Tata indicom cdma usb modem.

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kelly brook







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Virtual Credit Card | Benefits | VCC facility

Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.

Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.

Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?

The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.

What is a Virtual Credit Card?
Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.

In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.

He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.

Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:

The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.

Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.

The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.

Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).

Key benefits

  • Virtual credit card is for one time use only.
  • VCC number should be normally used within 24 hour after generation of number.
  • You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.
  • You can use it on any merchant website that accepts Master Card / VISA payment cards.
  • All purchases you make with VCC will appear on your statement, just like any other transaction.

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katrinakaif








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How to Get Success In AdSense Programs

Many people asked me the same question that how to get success in AdSense Programs like Google AdSense.The main thing in the Internet to dominate all other websites in your area which can be done by unique content made by you, which acts as the king in the Internet applications.
So how to be in such dominating positions is another dilemma.This can be done by daily updating your blog or website content by making posts daily at least 20-50 pages,which makes more than 1000 pages a month.The more your content the more chances the visitors will arrive your site.The next is the inbound links which can be made by commenting on 100's of other related blogs or websites

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kate winslate








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***********************************************************************************

How to Get Success In AdSense Programs

Many people asked me the same question that how to get success in AdSense Programs like Google AdSense.The main thing in the Internet to dominate all other websites in your area which can be done by unique content made by you, which acts as the king in the Internet applications.
So how to be in such dominating positions is another dilemma.This can be done by daily updating your blog or website content by making posts daily at least 20-50 pages,which makes more than 1000 pages a month.The more your content the more chances the visitors will arrive your site.The next is the inbound links which can be made by commenting on 100's of other related blogs or websites.

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kashmira shah







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***********************************************************************************


Virtual Credit Card | Benefits | VCC facility

Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.

Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.

Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?

The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.

What is a Virtual Credit Card?
Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.

In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.

He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.

Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:

The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.

Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.

The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.

Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).

Key benefits

  • Virtual credit card is for one time use only.
  • VCC number should be normally used within 24 hour after generation of number.
  • You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.
  • You can use it on any merchant website that accepts Master Card / VISA payment cards.
  • All purchases you make with VCC will appear on your statement, just like any other transaction.

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kareenakapur








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My Reports shows clicks But No Earnings

My reports shows clicks, but no earnings.This generally happen in case of invalid click activity.If a person click same ad 5 times,you will not be credited 5 times like that also.
However many people told me that clicks but no earnings happening because of revenue sharing sites if click value is $0.01,where how can they divide that sharing as Google AdSense earnings only float up to 2 digits.

Virtual Credit Card | Benefits | VCC facility
Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.sssss
Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.
Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.
Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?
The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.
What is a Virtual Credit Card?
Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.
Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.
In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.
He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.
Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:
The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.
Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.
The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.
Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).
Key benefits
• Virtual credit card is for one time use only.
• VCC number should be normally used within 24 hour after generation of number.
• You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.
• You can use it on any merchant website that accepts Master Card / VISA payment cards.
• All purchases you make with VCC will appear on your statement, just like any other transaction.

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kangana ranaut








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My CTR very very Low. Why?

Generally CTR depends on the website or blog content where the advertisers are interested to spend maximum for a click.Choosing Stories like Ramayana,Mahabharatha will pays you less compare to choosing about softwares,Afiliate programs,Forex like that.
For a new publisher, not to feel unhappy,Best PPC ads are shown for the starting days.Then the click value depend on your content you chose to place ads on it.

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kamana jetmalani







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Pin not received , What to do?

The problem about "not receiving pin" is majorly observed in India,due to huge number of Publishers. There may be many reasons why you didn't receive the pin to your address. The main reason is the place where you live in and the postal mail services available in that region,perhaps sometimes may be Google AdSense too. To receive payments in Google AdSense Program, Anyone living in India must and should enter his pin to verify their postal address.
Whenever you are about to receive pin number, there will be a last generation date to receive pin again,in case if you didn't receive your pin at the first attempt.If you didn't receive pin with in that date,soon generate the next pin again like that the next time too.All pins contain same number only.After completing all the 3 attempts, you will receive a mail from google to attach your proofs to maually verify your address and with in 1 or 2 days your pin hold will be removed

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kamalinee mukharji







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Mohan : Success Stories

Google AdSense Revenue Sharing Programs are great,they made me to get my first Google AdSense check.After getting approved my Google AdSense account, I linked my account with a revenue sharing site called www.webanswers.com Then i answered daily 20-50 questions.I wrote questions daily 10-20 like that,with in a week my Google AdSense earnings went up very very high like daily $5-$15.
The PPC Pay Per Click is also very high,so i would like to suggest to use that chance for all people.I joined many revenue sharing sites but this www.webanswers.com made me success here in Google AdSense.The only disadvantage is that the sharing for all quetions and answers will be will be made 100% to www.webanswers.com only after 1 year.So daily you have to post quetions and answers to get the earnings.

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kally monaco








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Which Pays More : Text Ad or Image Ad

The text ads are like normal ads where as image ads are colorful attracting users to click the ads.So the belief that text ads pays more has arised , many of the earnings made me to believe that text ads pays more compare to image ads,when i compare my individual ad unit earnings.
Many of my friends told me that text ads are paying more when compared to image ads with proofs.Google AdSense limits the number of ads being placed in any website.The combination of text and image ads both are 3 only that too 2 text and 1 image or 2 image and 1 text ads,with maximum 2 google search engines on any webpage,blog that is compliance with the Google AdSense policies.

Virtual Credit Card | Benefits | VCC facility

Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.sssss

Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.

Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.

Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?

The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.

What is a Virtual Credit Card?
Virtual Credit Card (
VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.

In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.

He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.

Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:

The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.

Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.

The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.

Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).

Key benefits

· Virtual credit card is for one time use only.

· VCC number should be normally used within 24 hour after generation of number.

· You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.

· You can use it on any merchant website that accepts Master Card / VISA payment cards.

· All purchases you make with VCC will appear on your statement, just like any other transaction.

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KAJAL








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Virtual Credit Card | Benefits | VCC facility

Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.

Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.

Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?

The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.

What is a Virtual Credit Card?
Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.

Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.

In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.

He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.

Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:

The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.

Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.

The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.

Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).

Key benefits

  • Virtual credit card is for one time use only.
  • VCC number should be normally used within 24 hour after generation of number.
  • You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.
  • You can use it on any merchant website that accepts Master Card / VISA payment cards.
  • All purchases you make with VCC will appear on your statement, just like any other transaction.

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